medium Hound 6/10 — Moderate Risk
Basset Hound
Monthly $25–$50
Risk Score 6/10
Size medium
PatientLow-KeyCharmingTenacious
Basset Hound at a Glance
Breed Characteristics
Lifespan
12–13 years
Weight
40–65 lbs
Height
11–15 inches
Exercise Needs
moderate
Grooming Needs
low
Trainability
low
Good with Kids
Yes
Good with Other Dogs
Yes
Apartment Friendly
Yes
Health Risks & Common Conditions
6 /10
Basset Hound Health Risk Score
Ear Infections
ModerateExtremely long ears drag on the ground and trap debris, making chronic ear infections nearly inevitable.
Avg. Treatment: $800
Obesity
HighBasset Hounds gain weight easily, which worsens joint and spinal problems.
Avg. Treatment: $500
Intervertebral Disc Disease (IVDD)
ModerateLong backs predispose Bassets to spinal disc problems.
Avg. Treatment: $6,000
Bloat (GDV)
ModerateDeep-chested breed at risk for life-threatening stomach torsion.
Avg. Treatment: $5,000
Recommended Genetic Tests
- Thrombopathia DNA Test
- Ophthalmologist Evaluation
- Hip Evaluation
Insurance Costs for Basset Hound
Monthly Cost
$25–$50
Avg. Annual Claim
$850
Claim Frequency
above_average
Suggested Deductible
$500
Coverage Highlights
Chronic ear infection coverage essential IVDD and spinal condition coverage Emergency bloat surgery coverage
Insurance Provider Comparison
Compare coverage, costs, and ratings from top pet insurance providers
Best Overall
L
Lemonade
Monthly Premium
$20 - $80
Deductible $100, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Fast claims processing via app
- Customizable coverage plans
- Affordable base premiums
- Preventive care add-on available
- No exam fee coverage on base plan
- Limited availability in some states
- Newer company with less track record
Highest Rated
H
Healthy Paws
Monthly Premium
$25 - $90
Deductible $100, $250, $500, $750
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Unlimited annual and lifetime benefits
- No caps on claim payouts
- Fast claim processing (2-3 days average)
- Covers hereditary and congenital conditions
- No routine or preventive care coverage
- No dental coverage
- Longer waiting period for accidents than competitors
Best for Comprehensive Coverage
E
Embrace
Monthly Premium
$25 - $85
Deductible $200, $300, $500, $750, $1000
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Diminishing deductible (decreases $50/year with no claims)
- Covers exam fees
- Dental illness coverage included
- Wellness Rewards add-on for routine care
- Annual limits (no unlimited option)
- Premiums can increase with age
- Orthopedic conditions have 6-month waiting period
Best for Exotic Pets
N
Nationwide
Monthly Premium
$30 - $100
Deductible $250, $500, $750
Reimbursement 50%, 70%, 90%
Hereditary Coverage
Covered
- Whole Pet plan covers wellness and illness
- Only major insurer covering exotic pets
- Employer-sponsored plans available
- Long-established company since 1982
- Higher premiums than competitors
- Slower claims processing
- Benefit schedule plans pay less than expected
- 14-day waiting period for accidents
Best for Large Breeds
T
Trupanion
Monthly Premium
$30 - $120
Deductible $0, $100, $200, $500, $1000
Reimbursement 90%
Hereditary Coverage
Covered
- 90% reimbursement on all plans
- No payout limits per incident or lifetime
- Direct vet payment option at many clinics
- Covers hereditary and congenital conditions from day one
- Only 90% reimbursement option (no 70% or 80%)
- No wellness or routine care coverage
- 30-day waiting period for illnesses
- Higher premiums overall
Best Value
P
Pets Best
Monthly Premium
$18 - $75
Deductible $50, $100, $200, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Very affordable base premiums
- Low deductible options starting at $50
- Fast claims processing (5 days average)
- BestWellness plan for routine care add-on
- No dental coverage
- Customer service can be slow
- Lower annual limits on budget plans
- Premium increases with age can be significant
Protect Your Basset Hound Today
With a moderate health risk profile, having the right insurance plan can save you thousands in unexpected vet bills.
Without Insurance
$2,100 /year estimated
- Full cost of emergencies out of pocket
- Difficult financial decisions during crises
- Unpredictable veterinary expenses
Recommended
With Insurance
$600 /year estimated
- Up to 90% of vet bills covered
- Peace of mind for emergencies
- Predictable monthly expenses
Get Your Free Quote
Plans from as low as $25/month
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Frequently Asked Questions About Basset Hound Insurance
Pet insurance for a Basset Hound typically costs $25-$50 per month. Chronic ear infections and IVDD risk make comprehensive coverage recommended.
Basset Hounds have the longest ears of any breed, which drag on the ground collecting debris and trap moisture in the ear canal. Weekly ear cleaning is essential.
Yes, Basset Hounds are a deep-chested breed at moderate risk for bloat (GDV). Emergency bloat surgery costs $2,500-$7,500, making insurance coverage important.
