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Great Dane standing tall in a park
giant Working 8/10 — High Risk

Great Dane

Monthly $45–$90
Risk Score 8/10
Size giant
FriendlyPatientDependableGentle
View Insurance Costs Compare Breeds

Great Dane at a Glance

Breed Characteristics

Lifespan

7–10 years

Weight

110–175 lbs

Height

28–32 inches

Exercise Needs

moderate

Grooming Needs

low

Trainability

moderate

Good with Kids

Yes

Good with Other Dogs

Yes

Apartment Friendly

No

Health Risks & Common Conditions

8 /10
Great Dane Health Risk Score

Bloat (GDV)

Moderate

Great Danes have the highest bloat incidence of any breed. This is a life-threatening emergency requiring immediate surgery.

Avg. Treatment: $6,000

Dilated Cardiomyopathy (DCM)

High

Heart muscle weakening leading to heart failure. Common cause of death in Great Danes.

Avg. Treatment: $4,000

Hip Dysplasia

High

Very common in this giant breed due to rapid growth and heavy weight.

Avg. Treatment: $5,500

Osteosarcoma

Moderate

Bone cancer is common in giant breeds including Great Danes.

Avg. Treatment: $8,000

Wobbler Syndrome

Moderate

Cervical vertebral instability causing a wobbly gait. More common in Danes than most breeds.

Avg. Treatment: $7,000

Recommended Genetic Tests

  • Cardiac Exam
  • Hip Evaluation
  • Ophthalmologist Evaluation
  • Thyroid Evaluation

Insurance Costs for Great Dane

Monthly Cost

$45–$90

Avg. Annual Claim

$1,800

Claim Frequency

high

Suggested Deductible

$500

Coverage Highlights

Emergency bloat coverage is absolutely essential Cardiac condition coverage for DCM Cancer and orthopedic coverage critical Consider preventive gastropexy coverage

Insurance Provider Comparison

Compare coverage, costs, and ratings from top pet insurance providers

Best Overall
L

Lemonade

4.5

Monthly Premium

$20 - $80

Deductible $100, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Fast claims processing via app
  • Customizable coverage plans
  • Affordable base premiums
  • Preventive care add-on available
  • No exam fee coverage on base plan
  • Limited availability in some states
  • Newer company with less track record
Get a Free Quote from Lemonade
Highest Rated
H

Healthy Paws

4.7

Monthly Premium

$25 - $90

Deductible $100, $250, $500, $750
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Unlimited annual and lifetime benefits
  • No caps on claim payouts
  • Fast claim processing (2-3 days average)
  • Covers hereditary and congenital conditions
  • No routine or preventive care coverage
  • No dental coverage
  • Longer waiting period for accidents than competitors
Get a Free Quote from Healthy Paws
Best for Comprehensive Coverage
E

Embrace

4.6

Monthly Premium

$25 - $85

Deductible $200, $300, $500, $750, $1000
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Diminishing deductible (decreases $50/year with no claims)
  • Covers exam fees
  • Dental illness coverage included
  • Wellness Rewards add-on for routine care
  • Annual limits (no unlimited option)
  • Premiums can increase with age
  • Orthopedic conditions have 6-month waiting period
Get a Free Quote from Embrace
Best for Exotic Pets
N

Nationwide

4.2

Monthly Premium

$30 - $100

Deductible $250, $500, $750
Reimbursement 50%, 70%, 90%
Hereditary Coverage Covered
  • Whole Pet plan covers wellness and illness
  • Only major insurer covering exotic pets
  • Employer-sponsored plans available
  • Long-established company since 1982
  • Higher premiums than competitors
  • Slower claims processing
  • Benefit schedule plans pay less than expected
  • 14-day waiting period for accidents
Get a Free Quote from Nationwide
Best for Large Breeds
T

Trupanion

4.5

Monthly Premium

$30 - $120

Deductible $0, $100, $200, $500, $1000
Reimbursement 90%
Hereditary Coverage Covered
  • 90% reimbursement on all plans
  • No payout limits per incident or lifetime
  • Direct vet payment option at many clinics
  • Covers hereditary and congenital conditions from day one
  • Only 90% reimbursement option (no 70% or 80%)
  • No wellness or routine care coverage
  • 30-day waiting period for illnesses
  • Higher premiums overall
Get a Free Quote from Trupanion
Best Value
P

Pets Best

4.4

Monthly Premium

$18 - $75

Deductible $50, $100, $200, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Very affordable base premiums
  • Low deductible options starting at $50
  • Fast claims processing (5 days average)
  • BestWellness plan for routine care add-on
  • No dental coverage
  • Customer service can be slow
  • Lower annual limits on budget plans
  • Premium increases with age can be significant
Get a Free Quote from Pets Best

Protect Your Great Dane Today

With a higher-than-average health risk profile, having the right insurance plan can save you thousands in unexpected vet bills.

Without Insurance

$3,780 /year estimated
  • Full cost of emergencies out of pocket
  • Difficult financial decisions during crises
  • Unpredictable veterinary expenses
Recommended

With Insurance

$1,080 /year estimated
  • Up to 90% of vet bills covered
  • Peace of mind for emergencies
  • Predictable monthly expenses
Get Your Free Quote

Plans from as low as $45/month

Compare quotes from top providers: Lemonade Healthy Paws Embrace Trupanion Pets Best View All →
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Frequently Asked Questions About Great Dane Insurance

Pet insurance for a Great Dane typically costs $45-$90 per month. Their high bloat risk, heart disease, and cancer rates make comprehensive coverage essential.
Great Danes have the highest bloat (GDV) risk of any breed due to their very deep chest. Up to 42% may experience bloat. Preventive gastropexy can reduce risk by up to 90%.
Great Danes typically live 7-10 years, one of the shorter lifespans among dog breeds. Heart disease and cancer are the leading causes of death.