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Keeshond with distinctive spectacles markings and plush coat
medium Non-Sporting 4/10 — Moderate Risk

Keeshond

Monthly $24–$45
Risk Score 4/10
Size medium
FriendlyLivelyOutgoingAffectionate

Keeshond at a Glance

Breed Characteristics

Lifespan

12–15 years

Weight

35–45 lbs

Height

17–18 inches

Exercise Needs

moderate

Grooming Needs

high

Trainability

high

Good with Kids

Yes

Good with Other Dogs

Yes

Apartment Friendly

Yes

Health Risks & Common Conditions

4 /10
Keeshond Health Risk Score

Hip Dysplasia

Moderate

Abnormal hip joint development that can cause lameness and arthritis over time.

Avg. Treatment: $5,000

Hypothyroidism

Moderate

Low thyroid hormone production causing weight gain, coat changes, and lethargy. Managed with daily medication.

Avg. Treatment: $600

Primary Hyperparathyroidism

Moderate

Overactive parathyroid glands causing elevated calcium levels. Genetic testing is available for this breed.

Avg. Treatment: $3,000

Patellar Luxation

Moderate

Kneecap dislocation causing intermittent lameness, manageable with surgery in severe cases.

Avg. Treatment: $3,000

Recommended Genetic Tests

  • Hip Evaluation
  • Ophthalmologist Evaluation
  • Thyroid Evaluation
  • PHPT DNA Test

Insurance Costs for Keeshond

Monthly Cost

$24–$45

Avg. Annual Claim

$650

Claim Frequency

average

Suggested Deductible

$250

Coverage Highlights

Endocrine coverage for thyroid and parathyroid conditions Orthopedic coverage for hip and knee issues Generally moderate health risk profile

Insurance Provider Comparison

Compare coverage, costs, and ratings from top pet insurance providers

Best Overall
L

Lemonade

4.5

Monthly Premium

$20 - $80

Deductible $100, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Fast claims processing via app
  • Customizable coverage plans
  • Affordable base premiums
  • Preventive care add-on available
  • No exam fee coverage on base plan
  • Limited availability in some states
  • Newer company with less track record
Highest Rated
H

Healthy Paws

4.7

Monthly Premium

$25 - $90

Deductible $100, $250, $500, $750
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Unlimited annual and lifetime benefits
  • No caps on claim payouts
  • Fast claim processing (2-3 days average)
  • Covers hereditary and congenital conditions
  • No routine or preventive care coverage
  • No dental coverage
  • Longer waiting period for accidents than competitors
Best for Comprehensive Coverage
E

Embrace

4.6

Monthly Premium

$25 - $85

Deductible $200, $300, $500, $750, $1000
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Diminishing deductible (decreases $50/year with no claims)
  • Covers exam fees
  • Dental illness coverage included
  • Wellness Rewards add-on for routine care
  • Annual limits (no unlimited option)
  • Premiums can increase with age
  • Orthopedic conditions have 6-month waiting period
Best for Exotic Pets
N

Nationwide

4.2

Monthly Premium

$30 - $100

Deductible $250, $500, $750
Reimbursement 50%, 70%, 90%
Hereditary Coverage Covered
  • Whole Pet plan covers wellness and illness
  • Only major insurer covering exotic pets
  • Employer-sponsored plans available
  • Long-established company since 1982
  • Higher premiums than competitors
  • Slower claims processing
  • Benefit schedule plans pay less than expected
  • 14-day waiting period for accidents
Best for Large Breeds
T

Trupanion

4.5

Monthly Premium

$30 - $120

Deductible $0, $100, $200, $500, $1000
Reimbursement 90%
Hereditary Coverage Covered
  • 90% reimbursement on all plans
  • No payout limits per incident or lifetime
  • Direct vet payment option at many clinics
  • Covers hereditary and congenital conditions from day one
  • Only 90% reimbursement option (no 70% or 80%)
  • No wellness or routine care coverage
  • 30-day waiting period for illnesses
  • Higher premiums overall
Best Value
P

Pets Best

4.4

Monthly Premium

$18 - $75

Deductible $50, $100, $200, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Very affordable base premiums
  • Low deductible options starting at $50
  • Fast claims processing (5 days average)
  • BestWellness plan for routine care add-on
  • No dental coverage
  • Customer service can be slow
  • Lower annual limits on budget plans
  • Premium increases with age can be significant

Protect Your Keeshond Today

With a moderate health risk profile, having the right insurance plan can save you thousands in unexpected vet bills.

Without Insurance

$1,890 /year estimated
  • Full cost of emergencies out of pocket
  • Difficult financial decisions during crises
  • Unpredictable veterinary expenses
Recommended

With Insurance

$540 /year estimated
  • Up to 90% of vet bills covered
  • Peace of mind for emergencies
  • Predictable monthly expenses
Get Your Free Quote

Plans from as low as $24/month

Compare quotes from top providers: Lemonade Healthy Paws Embrace Trupanion Pets Best View All →
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Frequently Asked Questions About Keeshond Insurance

Pet insurance for a Keeshond typically costs between $24 and $45 per month. They have a moderate health risk profile with manageable conditions.
Keeshonds are prone to hip dysplasia, hypothyroidism, primary hyperparathyroidism, and patellar luxation. Regular thyroid screening and orthopedic checkups are recommended.
Keeshonds are moderately healthy with a good lifespan of 12-15 years. Their main concerns are endocrine disorders and orthopedic issues, which are manageable with regular veterinary care.