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Massive Neapolitan Mastiff with deep wrinkles and pendulous lips
giant Working 8/10 — High Risk

Neapolitan Mastiff

Monthly $45–$85
Risk Score 8/10
Size giant
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Neapolitan Mastiff at a Glance

Breed Characteristics

Lifespan

7–9 years

Weight

110–150 lbs

Height

24–31 inches

Exercise Needs

low

Grooming Needs

moderate

Trainability

low

Good with Kids

No

Good with Other Dogs

No

Apartment Friendly

No

Health Risks & Common Conditions

8 /10
Neapolitan Mastiff Health Risk Score

Hip Dysplasia

High

Abnormal hip joint development causing severe pain and lameness in this very heavy breed.

Avg. Treatment: $6,500

Bloat (GDV)

High

Gastric dilatation-volvulus is common in deep-chested giant breeds and requires emergency surgery.

Avg. Treatment: $7,500

Cherry Eye

High

Prolapse of the third eyelid gland causing a red mass in the corner of the eye, requiring surgical correction.

Avg. Treatment: $1,500

Skin Fold Dermatitis

High

Their deep wrinkles trap moisture and bacteria, causing chronic skin infections requiring ongoing management.

Avg. Treatment: $800

Dilated Cardiomyopathy

Moderate

Heart muscle disease causing enlarged chambers and weakened contractions.

Avg. Treatment: $5,000

Recommended Genetic Tests

  • Hip Evaluation
  • Elbow Evaluation
  • Cardiac Exam
  • Ophthalmologist Evaluation

Insurance Costs for Neapolitan Mastiff

Monthly Cost

$45–$85

Avg. Annual Claim

$1,600

Claim Frequency

high

Suggested Deductible

$500

Coverage Highlights

Emergency bloat surgery coverage essential Orthopedic coverage for hip dysplasia Eye surgery and skin condition coverage

Insurance Provider Comparison

Compare coverage, costs, and ratings from top pet insurance providers

Best Overall
L

Lemonade

4.5

Monthly Premium

$20 - $80

Deductible $100, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Fast claims processing via app
  • Customizable coverage plans
  • Affordable base premiums
  • Preventive care add-on available
  • No exam fee coverage on base plan
  • Limited availability in some states
  • Newer company with less track record
Get a Free Quote from Lemonade
Highest Rated
H

Healthy Paws

4.7

Monthly Premium

$25 - $90

Deductible $100, $250, $500, $750
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Unlimited annual and lifetime benefits
  • No caps on claim payouts
  • Fast claim processing (2-3 days average)
  • Covers hereditary and congenital conditions
  • No routine or preventive care coverage
  • No dental coverage
  • Longer waiting period for accidents than competitors
Get a Free Quote from Healthy Paws
Best for Comprehensive Coverage
E

Embrace

4.6

Monthly Premium

$25 - $85

Deductible $200, $300, $500, $750, $1000
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Diminishing deductible (decreases $50/year with no claims)
  • Covers exam fees
  • Dental illness coverage included
  • Wellness Rewards add-on for routine care
  • Annual limits (no unlimited option)
  • Premiums can increase with age
  • Orthopedic conditions have 6-month waiting period
Get a Free Quote from Embrace
Best for Exotic Pets
N

Nationwide

4.2

Monthly Premium

$30 - $100

Deductible $250, $500, $750
Reimbursement 50%, 70%, 90%
Hereditary Coverage Covered
  • Whole Pet plan covers wellness and illness
  • Only major insurer covering exotic pets
  • Employer-sponsored plans available
  • Long-established company since 1982
  • Higher premiums than competitors
  • Slower claims processing
  • Benefit schedule plans pay less than expected
  • 14-day waiting period for accidents
Get a Free Quote from Nationwide
Best for Large Breeds
T

Trupanion

4.5

Monthly Premium

$30 - $120

Deductible $0, $100, $200, $500, $1000
Reimbursement 90%
Hereditary Coverage Covered
  • 90% reimbursement on all plans
  • No payout limits per incident or lifetime
  • Direct vet payment option at many clinics
  • Covers hereditary and congenital conditions from day one
  • Only 90% reimbursement option (no 70% or 80%)
  • No wellness or routine care coverage
  • 30-day waiting period for illnesses
  • Higher premiums overall
Get a Free Quote from Trupanion
Best Value
P

Pets Best

4.4

Monthly Premium

$18 - $75

Deductible $50, $100, $200, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage Covered
  • Very affordable base premiums
  • Low deductible options starting at $50
  • Fast claims processing (5 days average)
  • BestWellness plan for routine care add-on
  • No dental coverage
  • Customer service can be slow
  • Lower annual limits on budget plans
  • Premium increases with age can be significant
Get a Free Quote from Pets Best

Protect Your Neapolitan Mastiff Today

With a higher-than-average health risk profile, having the right insurance plan can save you thousands in unexpected vet bills.

Without Insurance

$3,570 /year estimated
  • Full cost of emergencies out of pocket
  • Difficult financial decisions during crises
  • Unpredictable veterinary expenses
Recommended

With Insurance

$1,020 /year estimated
  • Up to 90% of vet bills covered
  • Peace of mind for emergencies
  • Predictable monthly expenses
Get Your Free Quote

Plans from as low as $45/month

Compare quotes from top providers: Lemonade Healthy Paws Embrace Trupanion Pets Best View All →
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Frequently Asked Questions About Neapolitan Mastiff Insurance

Pet insurance for a Neapolitan Mastiff typically costs between $45 and $85 per month. Their numerous health concerns and massive size result in higher premiums and veterinary costs.
Neapolitan Mastiffs are prone to hip dysplasia, bloat, cherry eye, skin fold infections, and heart disease. Their deep wrinkles require daily cleaning to prevent infections.
Yes, their massive size means higher anesthesia, medication, and surgical costs. A single bloat emergency can cost $7,000-$10,000, making comprehensive insurance essential for this breed.