medium Hound 2/10 — Low Risk
Whippet
Monthly $18–$35
Risk Score 2/10
Size medium
AffectionatePlayfulCalmGentle
Whippet at a Glance
Breed Characteristics
Lifespan
12–15 years
Weight
25–40 lbs
Height
18–22 inches
Exercise Needs
moderate
Grooming Needs
low
Trainability
moderate
Good with Kids
Yes
Good with Other Dogs
Yes
Apartment Friendly
Yes
Health Risks & Common Conditions
2 /10
Whippet Health Risk Score
Heart Arrhythmia
LowSome Whippets develop heart murmurs or arrhythmias, though often benign.
Avg. Treatment: $2,000
Eye Problems
LowProgressive retinal atrophy and lens luxation can occur but are uncommon.
Avg. Treatment: $2,000
Lacerations and Injuries
ModerateThin skin and high speed make Whippets prone to cuts, scrapes, and running injuries.
Avg. Treatment: $1,000
Recommended Genetic Tests
- Cardiac Exam
- Ophthalmologist Evaluation
- BAER Testing
Insurance Costs for Whippet
Monthly Cost
$18–$35
Avg. Annual Claim
$400
Claim Frequency
below_average
Suggested Deductible
$250
Coverage Highlights
Very healthy breed with low premiums Accident coverage important due to active lifestyle One of the least expensive breeds to insure
Insurance Provider Comparison
Compare coverage, costs, and ratings from top pet insurance providers
Best Overall
L
Lemonade
Monthly Premium
$20 - $80
Deductible $100, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Fast claims processing via app
- Customizable coverage plans
- Affordable base premiums
- Preventive care add-on available
- No exam fee coverage on base plan
- Limited availability in some states
- Newer company with less track record
Highest Rated
H
Healthy Paws
Monthly Premium
$25 - $90
Deductible $100, $250, $500, $750
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Unlimited annual and lifetime benefits
- No caps on claim payouts
- Fast claim processing (2-3 days average)
- Covers hereditary and congenital conditions
- No routine or preventive care coverage
- No dental coverage
- Longer waiting period for accidents than competitors
Best for Comprehensive Coverage
E
Embrace
Monthly Premium
$25 - $85
Deductible $200, $300, $500, $750, $1000
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Diminishing deductible (decreases $50/year with no claims)
- Covers exam fees
- Dental illness coverage included
- Wellness Rewards add-on for routine care
- Annual limits (no unlimited option)
- Premiums can increase with age
- Orthopedic conditions have 6-month waiting period
Best for Exotic Pets
N
Nationwide
Monthly Premium
$30 - $100
Deductible $250, $500, $750
Reimbursement 50%, 70%, 90%
Hereditary Coverage
Covered
- Whole Pet plan covers wellness and illness
- Only major insurer covering exotic pets
- Employer-sponsored plans available
- Long-established company since 1982
- Higher premiums than competitors
- Slower claims processing
- Benefit schedule plans pay less than expected
- 14-day waiting period for accidents
Best for Large Breeds
T
Trupanion
Monthly Premium
$30 - $120
Deductible $0, $100, $200, $500, $1000
Reimbursement 90%
Hereditary Coverage
Covered
- 90% reimbursement on all plans
- No payout limits per incident or lifetime
- Direct vet payment option at many clinics
- Covers hereditary and congenital conditions from day one
- Only 90% reimbursement option (no 70% or 80%)
- No wellness or routine care coverage
- 30-day waiting period for illnesses
- Higher premiums overall
Best Value
P
Pets Best
Monthly Premium
$18 - $75
Deductible $50, $100, $200, $250, $500
Reimbursement 70%, 80%, 90%
Hereditary Coverage
Covered
- Very affordable base premiums
- Low deductible options starting at $50
- Fast claims processing (5 days average)
- BestWellness plan for routine care add-on
- No dental coverage
- Customer service can be slow
- Lower annual limits on budget plans
- Premium increases with age can be significant
Protect Your Whippet Today
With a relatively low health risk profile, having the right insurance plan can save you thousands in unexpected vet bills.
Without Insurance
$1,470 /year estimated
- Full cost of emergencies out of pocket
- Difficult financial decisions during crises
- Unpredictable veterinary expenses
Recommended
With Insurance
$420 /year estimated
- Up to 90% of vet bills covered
- Peace of mind for emergencies
- Predictable monthly expenses
Get Your Free Quote
Plans from as low as $18/month
No credit card required
Compare in 60 seconds
Cancel anytime
Frequently Asked Questions About Whippet Insurance
Pet insurance for a Whippet typically costs $18-$35 per month. Whippets are one of the healthiest breeds, resulting in very low premiums.
Yes, Whippets are exceptionally healthy with a risk score of just 2/10. They have very few genetic health predispositions and typically live 12-15 years.
While Whippets are very healthy, their thin skin and high-speed running make them prone to lacerations and injuries. Accident coverage provides valuable protection for this active breed.
