Cavalier King Charles Spaniel vs Shih Tzu
A detailed pet insurance comparison between these two popular breeds. See which one costs less to insure and has fewer health risks.
Cavalier King Charles Spaniel
VS
Shih Tzu
Side-by-Side Comparison
Cavalier King Charles Spaniel
VS
Shih Tzu
Winner small
Size
small
13--18 lbs
Weight
9--16 lbs
12--15 yrs
Lifespan
10--18 yrs
Better
8/10
Health Risk Score
5/10
Better
$30--$60
Monthly Insurance
$18--$38
Better
$1,400
Annual Claims
$650
Better
moderate
Exercise Needs
low
moderate
Grooming
high
high
Trainability
moderate
Yes
Good with Kids
Yes
Yes
Apartment Friendly
Yes
Overall Verdict
Shih Tzu edges ahead with 4 wins vs 0.
VS
Size
small
small
Weight
13--18 lbs
9--16 lbs
Lifespan
12--15 yrs
10--18 yrs
Health Risk Score
8/10
5/10
Monthly Insurance
$30--$60
$18--$38
Annual Claims
$1,400
$650
Exercise Needs
moderate
low
Grooming
moderate
high
Trainability
high
moderate
Good with Kids
Yes
Yes
Apartment Friendly
Yes
Yes
Verdict
Shih Tzu wins with 4 advantages
Key Verdicts
Insurance Cost
Shih Tzu — Shih Tzu has lower average annual insurance claims, making it the more affordable breed to insure.
Health Risk
Shih Tzu — Shih Tzu has a lower health risk score, indicating fewer breed-specific health concerns.
Lifespan
Shih Tzu — Shih Tzu tends to live longer, providing more years of companionship.
Breed Summaries
Cavalier King Charles Spaniel
small · Toy
- Monthly Insurance
- $30–$60
- Health Risk
- 8/10
- Lifespan
- 12–15 yrs
- Avg. Annual Claim
- $1,400
Shih Tzu
small · Toy
- Monthly Insurance
- $18–$38
- Health Risk
- 5/10
- Lifespan
- 10–18 yrs
- Avg. Annual Claim
- $650
