Havanese vs Cavalier King Charles Spaniel
A detailed pet insurance comparison between these two popular breeds. See which one costs less to insure and has fewer health risks.
Havanese
VS
Cavalier King Charles Spaniel
Side-by-Side Comparison
Havanese
Winner VS
Cavalier King Charles Spaniel
small
Size
small
7--13 lbs
Weight
13--18 lbs
14--16 yrs
Better
Lifespan
12--15 yrs
3/10
Better
Health Risk Score
8/10
$15--$32
Better
Monthly Insurance
$30--$60
$450
Better
Annual Claims
$1,400
moderate
Exercise Needs
moderate
high
Grooming
moderate
high
Trainability
high
Yes
Good with Kids
Yes
Yes
Apartment Friendly
Yes
Overall Verdict
Havanese edges ahead with 4 wins vs 0.
VS
Size
small
small
Weight
7--13 lbs
13--18 lbs
Lifespan
14--16 yrs
12--15 yrs
Health Risk Score
3/10
8/10
Monthly Insurance
$15--$32
$30--$60
Annual Claims
$450
$1,400
Exercise Needs
moderate
moderate
Grooming
high
moderate
Trainability
high
high
Good with Kids
Yes
Yes
Apartment Friendly
Yes
Yes
Verdict
Havanese wins with 4 advantages
Key Verdicts
Insurance Cost
Havanese — Havanese has lower average annual insurance claims, making it the more affordable breed to insure.
Health Risk
Havanese — Havanese has a lower health risk score, indicating fewer breed-specific health concerns.
Lifespan
Havanese — Havanese tends to live longer, providing more years of companionship.
Breed Summaries
Havanese
small · Toy
- Monthly Insurance
- $15–$32
- Health Risk
- 3/10
- Lifespan
- 14–16 yrs
- Avg. Annual Claim
- $450
Cavalier King Charles Spaniel
small · Toy
- Monthly Insurance
- $30–$60
- Health Risk
- 8/10
- Lifespan
- 12–15 yrs
- Avg. Annual Claim
- $1,400
