PawsureGuide

Japanese Chin vs Shih Tzu

A detailed pet insurance comparison between these two popular breeds. See which one costs less to insure and has fewer health risks.

Japanese Chin with silky coat and flat face posing indoors

Japanese Chin

VS
Shih Tzu with a top knot sitting on a couch

Shih Tzu

Side-by-Side Comparison

Japanese Chin with silky coat and flat face posing indoors
Japanese Chin
VS
Shih Tzu with a top knot sitting on a couch
Shih Tzu
Size
small
small
Weight
7--11 lbs
9--16 lbs
Lifespan
10--12 yrs
10--18 yrs
Health Risk Score
6/10
5/10
Monthly Insurance
$20--$42
$18--$38
Annual Claims
$720
$650
Exercise Needs
low
low
Grooming
moderate
high
Trainability
moderate
moderate
Good with Kids
No
Yes
Apartment Friendly
Yes
Yes

Verdict

Shih Tzu wins with 5 advantages

Key Verdicts

Insurance Cost

Shih Tzu — Shih Tzu has lower average annual insurance claims, making it the more affordable breed to insure.

Health Risk

Shih Tzu — Shih Tzu has a lower health risk score, indicating fewer breed-specific health concerns.

Lifespan

Shih Tzu — Shih Tzu tends to live longer, providing more years of companionship.

Breed Summaries

Japanese Chin with silky coat and flat face posing indoors

Japanese Chin

small · Toy

Monthly Insurance
$20–$42
Health Risk
6/10
Lifespan
10–12 yrs
Avg. Annual Claim
$720
Full Japanese Chin Guide →
Shih Tzu with a top knot sitting on a couch

Shih Tzu

small · Toy

Monthly Insurance
$18–$38
Health Risk
5/10
Lifespan
10–18 yrs
Avg. Annual Claim
$650
Full Shih Tzu Guide →

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